Bip39 hardware wallet https://www.anobii.com/en/01000289012ff9b293/profile/activity While it takes advantage of BIP32 approach you may continue to import BIP39 seeds into Electrum wallet. Also in addition to BIp32 There exists BIP44 Model which some wallet use for the generation of seeds. This tends to tell you about empty balances. This can be https://thesocialdelight.com/story5756734/bip39-checksum-failed-not-known-details-about-bip39-generator-https-www-youtube-com-channel-ucupxfytj0fb78sq55hu6ocw